INTRO (0:30 mins)

Maintaining a good credit score is one of the best things you can do for yourself.

An excellent rating shows that you are responsible and pay on time without any serious derogatory history – which helps with loans, interest rates for different types of purchases (like mortgages), but also for less obvious reasons such as obtaining cellular telephone service, renting a car, and possibly even obtaining employment.

You wouldn’t buy your wedding dress on the way to the chapel, would you?

It’s the same reason for you to work on getting your credit right now before you need it is important not only because it will make life easier now but down the line too when looking at employment opportunities. The last thing you want to do is be denied a job or your favorite apartment that’s affordable and close to work based on credit decisions you made in college.

In this chapter, you will learn how;

• Good credit can help in your quest to regain financial freedom.
• To start and maintain good credit
• Some tips on how to improve your credit score if you’ve made mistakes in the past