These Terms of Use, as may be amended from time to time, together with any documents, policies, or terms they incorporate by reference (collectively, these “Terms of Use”), are entered into by and between you and Wealth From Scratch, LLC (the “Company”). You acknowledge and agree that by visiting, viewing, using, or accessing student.winaftercollege.com (the “Site”) or making a purchase, that you have read, understand, and agree to be bound by these Terms of Use, irrespective of whether you are a guest or a paying member of the Company.
IF YOU DO NOT AGREE TO THESE TERMS OF USE, THEN YOU MAY NOT ACCESS OR USE THE SITE. YOUR USE AND ACCESS OF THE SITE IS EXPRESSLY CONDITIONED UPON YOUR ASSENT TO ALL OF THE TERMS AND CONDITIONS OF THE TERMS OF USE. IF YOU DO NOT AGREE TO THE TERMS OF USE, DISCONTINUE YOUR USE OF THE SITE IMMEDIATELY.
PRIVACY POLICY
Your privacy is important to us, and we are committed to protecting your personal information. Any personal information submitted or collected in connection with your use of the Site is subject to our privacy policy found at https://students.winaftercollege.com/privacy-policy/ (the “Privacy Policy”). We will use information about you that we obtain either directly from you or that we obtain by nature of your use of the Site in accordance with our Privacy Policy.
RESTRICTIONS ON USE OF MATERIALS
Materials in this website are copyrighted and all rights are reserved. Text, graphics, video, audio, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, broadcast, rented, shared, modified or otherwise distributed by any means without explicit permission by the Company.
DATABASE OWNERSHIP, LICENSE AND USE
Company warrants, and you accept, that Company is the owner of the copyrights to the articles, media, downloads, and other resources available from time to time through the Site. Company reserves all rights and no intellectual property rights are conferred by this agreement.
Company grants to you a non-exclusive, non-transferable license to use the Site and access Educational Content and Courses (collectively referred to hereinafter as “Content”) subject to these Terms of Use. The Content may be used only for viewing information or for extracting information to the extent described below.
You agree to use information obtained from the Site only for your own private use and in no event shall you cause or permit to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form any part of the Content (whether directly or in condensed, selective or tabulated form) whether for resale, republishing, redistribution, viewing, or otherwise.
Nevertheless, you may on a limited basis download or print out individual pages of information or videos that have been individually selected, to meet a specific, identifiable need for information which is for your personal use only, on a confidential basis. You may make such limited number of duplicates, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the Content, whether for internal or external distribution or use.
RESTRICTED USE OF SITE
Company reserves the right to monitor use of the Site and to suspend, revoke, deny, disable, or terminate access if a user has violated any provisions of these Terms of Use or if usage becomes suspicious or exceeds normal limits, as determined in the Company’s sole discretion. The term “normal limits” will be determined solely by Company.
INFORMATION MADE AVAILABLE THROUGH THIS SERVICE
The Company reserves the right, at any time and from time to time, in the interests of its own editorial discretion and business judgment to add, modify, or remove any of the information.
LIABILITY
The materials and Content in this site are provided “as is” and without warranties of any kind. Company disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
Company does not warrant that the Content contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that the Site or the server that makes it available are free of viruses or other harmful components. Company does not warrant or make any representations regarding the use or the results of the use of the Content on the Site in terms of their correctness, accuracy, reliability, or otherwise. You alone assume the entire risk of accessing and using the Site along with its contents.
Under no circumstances, including, but not limited to, negligence, shall Company be liable for any special or consequential damages that result from the use of, or the inability to use, the Site. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. However, in no event shall Company’s total liability to you for all damages, losses, and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you, if any, for accessing the Site.
Content accessed from the Site is believed to be accurate at the time of publishing. Changes may be made at any time without prior notice. lthough this material is based upon information that Company considers reliable and endeavors to keep current, Company has not verified this information and does not represent that this material is accurate, current, or complete and it should not be relied upon as such.
This material has been prepared without regard to any particular user’s investment objectives, financial situation, or means. All data provided on the Site is to be used for information purposes only. This material is not to be construed as a recommendation; or an offer to buy or sell; or the solicitation of an offer to buy or sell any security, financial product, or instrument; or to participate in any particular trading strategy in any jurisdiction in which such an offer or solicitation, or trading strategy would be illegal. The information contained on the Site and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard.
The services described on the Site are only offered in jurisdictions where they may be legally offered. Information provided on the Site may not be all-inclusive, and is limited to information that is made available to Company. Such information should not be relied upon as complete or accurate.
CONTENT NOT TO BE CONSTRUED AS A RECOMMENDATION OR SOLICITATION
RISK DISCLOSURE
Not all risks are disclosed; private advisors should be consulted: The fact that the Company has made the data and services provided on this Web site available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product described on this Web site is suitable or appropriate for you. Many of the products described on this Web site involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make this Web site the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts, and you may want to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.
REPRESENTATIONS AND WARRANTIES
You represent and warrant that you shall use the Site only for lawful purposes and in accordance with this Terms of Use. You promise that: (i) you are of legal age to form a binding contract with Company; (ii) you will not use the Site in any way that violates any applicable local or international law or regulation; (iii) you will not send, knowingly receive, upload, download, use or re-use any material which does not comply with these Terms of Use; (iv) you will not do anything that could disable, overburden, damage, or impair the Site or interfere with any person’s use of the Site; (v) you will not use any robot, software or other automatic device, process or means to access the website for any unlawful purpose or in violation of this Terms of Use; (vi) you will not introduce any viruses, trojan horses, worms or other material which is malicious or technologically harmful; and (vii) you will not co-brand or frame the Site or hyper-link to it without the express prior written permission of an authorized representative of Company.
ANY OTHER DISPUTES WILL BE RESOLVED AS FOLLOWS:
If a dispute arises under this agreement, you and Company agree to first try to resolve it with the help of a mutually agreed-upon mediator in Cincinnati, Ohio. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each party.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration in Cincinnati, Ohio under the rules of the Judicial Arbitration Mediation Services’ (JAMS) Streamlined Arbitration Rules & Procedures and administered in accordance with the JAMS Policy on Consumer Arbitration Pursuant to Pre-Dispute Clauses – Minimum Standards of Procedural Fairness, which are incorporated herein by reference as though more fully set forth. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby.
LINKS AND MARKS
Company is not necessarily affiliated with third party websites that may be linked to the Site and as such, Company disclaims any responsibility or liability for their content. Any and all linked sites are for your convenience only and you access them at your own risk. Links to other websites or references to products, services or publications other than those of Company and its subsidiaries and affiliates, do not imply the endorsement or approval by Company.
Certain names, graphics, logos, icons, designs, words, titles or phrases on the Site may constitute trade names, trademarks or service marks of Company or of other entities. The display of trademarks on the Site does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission, or other copying of modification of trademarks and/or the Contents herein may be a violation of federal law and may subject the copier to legal action.
CONFIDENTIALITY OF CODES, PASSWORDS AND INFORMATION
You agree to treat as strictly private and confidential, any subscriber code, username, user ID, or password which you may have received from Company, and all information to which you have access through password-protected areas of the Site. You agree that you will not cause or permit any such information or Content to be communicated, copied or otherwise divulged to any other person whatsoever.